{"countries":[{"code":"UG","name":"Uganda","currency":"UGX","status":"beta","merchants":14,"notes":"MTN MoMo / Airtel Money, Yaka electricity tokens, Umeme, NWSC water"},{"code":"TZ","name":"Tanzania","currency":"TZS","status":"beta","merchants":14,"notes":"M-Pesa / Tigo Pesa / Airtel Money / HaloPesa, LUKU electricity tokens, DAWASA"},{"code":"ZM","name":"Zambia","currency":"ZMW","status":"beta","merchants":10,"notes":"MTN/Airtel Money, Zamtel Kwacha, ZESCO prepaid, LWSC water"},{"code":"KE","name":"Kenya","currency":"KES","status":"beta","merchants":74,"notes":"M-PESA paybill/till/send formats, KPLC, major retail"},{"code":"GH","name":"Ghana","currency":"GHS","status":"beta","merchants":54,"notes":"MTN MoMo / Vodafone Cash, ECG, major retail"},{"code":"ZA","name":"South Africa","currency":"ZAR","status":"beta","merchants":63,"notes":"EFT / debit order conventions, major retail"},{"code":"GB","name":"United Kingdom","currency":"GBP","status":"beta","merchants":77,"notes":"Direct debit / contactless descriptors, major retail"},{"code":"NG","name":"Nigeria","currency":"NGN","status":"full","merchants":256,"notes":"Transfer-heavy free text: NIP/USSD/wallet formats, billers, intents. Validated on real GTBank + Zenith exports."},{"code":"US","name":"United States","currency":"USD","status":"beta","merchants":73,"notes":"Card-network descriptors, processor prefixes, P2P (Zelle). Benchmarked, not validated against a real statement, which is why this is beta and not full."}],"global_merchants":27,"total_merchants":662}